.blog-page-grid{display:grid;grid-template-columns:1fr 260px;gap:3rem;align-items:start}.blog-sidebar{position:sticky;top:82px;display:flex;flex-direction:column;gap:1.25rem}@media(max-width:1100px){.blog-page-grid{grid-template-columns:1fr;gap:2.5rem}.blog-sidebar{position:static;display:grid;grid-template-columns:1fr 1fr}}@media(max-width:640px){.blog-sidebar{grid-template-columns:1fr}}.article-content h2{margin-top:2.25rem;font-family:var(--font-serif);font-weight:800;font-size:clamp(1.3rem,2.5vw,1.7rem);line-height:1.2;color:var(--color-brand-700)}.article-content h3{margin-top:1.5rem;margin-bottom:.5rem;font-family:var(--font-serif);font-weight:700;font-size:clamp(1.05rem,1.8vw,1.2rem);line-height:1.3;color:var(--color-brand-700)}.article-content p{margin-bottom:1rem;font-size:.95rem;line-height:1.75;color:var(--color-brand-500)}.article-content table{width:100%;margin-bottom:1.25rem;border-collapse:collapse;font-size:.88rem;line-height:1.5}.article-content th{padding:.625rem .875rem;text-align:left;font-weight:600;color:var(--color-brand-700);background:var(--color-ink-100);border-bottom:1.5px solid var(--color-ink-200)}.article-content td{padding:.625rem .875rem;border-bottom:1px solid var(--color-ink-200);color:var(--color-brand-500)}.article-content tr:last-child td{border-bottom:none}.article-content ol,.article-content ul{margin-bottom:1rem;padding-left:1.25rem;font-size:.95rem;line-height:1.75;color:var(--color-brand-500)}.article-content li{margin-bottom:.375rem}.article-content li strong,.article-content strong{color:var(--color-brand-700)}.article-content a{color:var(--color-success-600);font-weight:600;text-decoration:underline;text-underline-offset:2px;transition:color .2s}.article-content a:hover{color:var(--color-success-700)}.article-callout{margin-bottom:1rem;padding:1rem 1.25rem;border-radius:10px;background:var(--color-success-100);border:1px solid var(--color-success-200);font-size:.9rem;line-height:1.6;color:var(--color-brand-600)}.article-callout strong{color:var(--color-brand-700)}.article-callout a{color:var(--color-success-600);font-weight:600;text-decoration:underline}.art-cat{display:inline-flex;align-items:center;gap:5px;padding:4px 12px;border-radius:50px;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;border:1px solid;margin-bottom:1rem}.art-cat--poradnik,.art-cat--refinansowanie{background:var(--color-success-100);border-color:var(--color-success-200);color:var(--color-success-500)}.art-cat--koszty{background:var(--color-warn-100);border-color:#fcd34d;color:var(--color-warn-700)}.art-cat--prawo{background:#eff6ff;border-color:#bfdbfe;color:#1d4ed8}.art-cat--nbp{background:#f5f3ff;border-color:#ddd6fe;color:#6d28d9}.callout{border-radius:12px;padding:1.125rem 1.375rem;margin:1.5rem 0;border-left:3px solid}.callout-title{font-family:var(--font-serif);font-weight:700;font-size:.9rem;margin-bottom:.5rem;display:flex;align-items:center;gap:.4375rem}.callout-body{font-size:.9rem;line-height:1.7}.callout-body p{margin-bottom:.5rem;font-size:.9rem;color:inherit}.callout-body p:last-child{margin-bottom:0}.callout-body strong{font-weight:700}.callout-info{background:var(--color-success-100);border-color:var(--color-success-500);color:#0a4a30}.callout-info .callout-title{color:var(--color-success-600)}.callout-warning{background:var(--color-warn-100);border-color:var(--color-warn-700);color:#7a3d0a}.callout-warning .callout-title{color:var(--color-warn-700)}.callout-tip{background:#eff6ff;border-color:#1d4ed8;color:#1e3a5f}.callout-tip .callout-title{color:#1d4ed8}.callout-lead{background:var(--color-brand-700);border-color:var(--color-success-500);border-left-width:4px;color:#ffffffd9}.callout-lead .callout-title{color:#4ade80}.checklist{display:flex;flex-direction:column;gap:.625rem;margin:.5rem 0}.checklist-item{display:flex;align-items:flex-start;gap:.625rem;font-size:.9rem;color:var(--color-brand-500);line-height:1.5}.checklist-item i{color:var(--color-success-500);font-size:1.1rem;flex-shrink:0;margin-top:1px}.check-pair{display:flex;flex-direction:column;gap:.5rem;margin:.875rem 0}.check-row{display:flex;align-items:flex-start;gap:.625rem;font-size:.9rem;color:var(--color-brand-500);line-height:1.5}.check-row.bad .icon{color:#c0392b}.check-row.good .icon{color:var(--color-success-500)}.check-row .icon{flex-shrink:0;font-size:1.1rem;margin-top:1px}.steps{display:flex;flex-direction:column;margin:1.5rem 0}.step-item{display:flex;gap:1.125rem;padding:1.25rem 0;border-bottom:1px solid var(--color-ink-200)}.step-item:last-child{border-bottom:none}.step-num{width:36px;height:36px;border-radius:50%;background:var(--color-brand-700);color:#fff;flex-shrink:0;display:flex;align-items:center;justify-content:center;font-family:var(--font-serif);font-weight:700;font-size:.9rem}.step-title{font-family:var(--font-serif);font-weight:700;font-size:1rem;color:var(--color-brand-700);margin-bottom:.375rem}.step-body{font-size:.9rem;color:var(--color-brand-500);line-height:1.65}.table-wrap{overflow-x:auto;margin:1.5rem 0;border-radius:12px;border:1.5px solid var(--color-ink-200)}.table-wrap table{width:100%;border-collapse:collapse;font-size:.88rem}.table-wrap thead th{background:var(--color-brand-700);color:#fff;padding:.75rem 1rem;text-align:left;font-weight:600;font-size:.8rem;letter-spacing:.04em;text-transform:uppercase;white-space:nowrap}.table-wrap tbody td{padding:.6875rem 1rem;border-bottom:1px solid var(--color-ink-200);vertical-align:top;color:var(--color-brand-500)}.table-wrap tbody tr:last-child td{border-bottom:none}.table-wrap tbody tr:hover td{background:var(--color-ink-150)}.table-wrap td:first-child{font-weight:600;color:var(--color-brand-700)}.case-study{background:#fff;border:1.5px solid var(--color-ink-200);border-radius:12px;overflow:hidden;margin:1.75rem 0;box-shadow:0 2px 12px #1a274412}.cs-header{background:var(--color-brand-700);padding:1rem 1.375rem;display:flex;align-items:center;gap:.625rem}.cs-header-title{font-family:var(--font-serif);font-weight:700;font-size:1rem;color:#fff}.cs-header i{color:#4ade80;font-size:1.1rem}.cs-body{padding:1.375rem}.cs-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:1.25rem}.cs-box{background:var(--color-ink-150);border-radius:8px;padding:.875rem 1rem}.cs-box-label{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--color-brand-400);margin-bottom:.5rem}.cs-box-item{font-size:.85rem;color:var(--color-brand-500);margin-bottom:3px}.cs-results{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1rem;padding-top:1rem;border-top:1px solid var(--color-ink-200)}.cs-result-item{flex:1;min-width:120px;background:var(--color-success-100);border:1px solid var(--color-success-200);border-radius:8px;padding:.75rem 1rem;text-align:center}.cs-result-num{font-family:var(--font-serif);font-weight:700;font-size:1.4rem;color:var(--color-success-500);line-height:1;margin-bottom:4px}.cs-result-label{font-size:.72rem;color:var(--color-brand-400)}.faq-list{margin:0}.faq-item{border-bottom:1px solid var(--color-ink-200)}.faq-item:first-child{border-top:1px solid var(--color-ink-200)}.faq-btn{width:100%;background:none;border:none;padding:1.0625rem 4px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;text-align:left;font-family:var(--font-serif);font-weight:700;font-size:.95rem;color:var(--color-brand-700);transition:color .2s}.faq-btn:hover{color:var(--color-success-500)}.faq-btn:focus-visible{outline:2px solid var(--color-success-500);outline-offset:2px;border-radius:4px}.faq-icon{width:26px;height:26px;border-radius:50%;flex-shrink:0;border:1.5px solid var(--color-ink-200);display:flex;align-items:center;justify-content:center;color:var(--color-brand-400);font-size:.95rem;transition:all .3s}.faq-item.open .faq-icon{background:var(--color-brand-700);border-color:var(--color-brand-700);color:#fff;transform:rotate(45deg)}.faq-answer{font-size:.9rem;color:var(--color-brand-400);line-height:1.75;max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s;padding:0 4px}.faq-item.open .faq-answer{max-height:400px;padding-bottom:1rem}.summary-box{background:var(--color-brand-700);border-radius:12px;padding:1.75rem;margin-top:3rem;position:relative;overflow:hidden}.summary-box:before{content:"";position:absolute;top:-60px;right:-60px;width:220px;height:220px;border-radius:50%;border:40px solid rgba(10,124,78,.12);pointer-events:none}.summary-title{font-family:var(--font-serif);font-weight:700;font-size:1.15rem;color:#fff;margin-bottom:1rem}.summary-items{display:flex;flex-direction:column;gap:.625rem;margin-bottom:1.5rem}.summary-item{display:flex;align-items:flex-start;gap:.625rem;font-size:.9rem;color:#fffc;line-height:1.55}.summary-item i{color:#4ade80;flex-shrink:0;font-size:1.05rem;margin-top:2px}.summary-cta{display:inline-flex;align-items:center;gap:.5rem;background:var(--color-success-600);color:#fff;border:none;padding:.75rem 1.625rem;border-radius:50px;font-family:var(--font-sans);font-weight:600;font-size:.88rem;cursor:pointer;text-decoration:none;transition:all .2s;min-height:44px}.summary-cta:hover,.summary-cta:visited{color:#fff}.summary-cta:hover{background:var(--color-success-500);box-shadow:0 4px 14px #0a7c4e61}.sources{margin-top:3rem;padding-top:1.5rem;border-top:1px solid var(--color-ink-200);font-size:.78rem;color:var(--color-brand-400);line-height:1.7}.sources strong{color:var(--color-brand-700);font-weight:600}.cta-block{background:var(--color-brand-700);border-radius:12px;padding:2rem 2.25rem;margin:2.5rem 0;position:relative;overflow:hidden;display:flex;align-items:center;justify-content:space-between;gap:2rem}.cta-block:before{content:"";position:absolute;top:-50px;right:-50px;width:200px;height:200px;border-radius:50%;border:36px solid rgba(10,124,78,.14);pointer-events:none}.cta-block-text{position:relative;z-index:1;flex:1;min-width:0}.cta-block-eyebrow{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:#4ade80;margin-bottom:.375rem}.cta-block-title{font-family:var(--font-serif);font-weight:700;font-size:1.2rem;color:#fff;letter-spacing:-.01em;margin-bottom:.375rem;line-height:1.25}.cta-block-sub{font-size:.85rem;color:#fff9;line-height:1.55}.cta-block-action{position:relative;z-index:1;display:flex;flex-direction:column;gap:.5rem;flex-shrink:0}.cta-block-form{display:flex;gap:.5rem;align-items:center;flex-wrap:wrap}.cta-input{padding:.6875rem 1rem;background:#ffffff1a;border:1.5px solid rgba(255,255,255,.2);border-radius:8px;color:#fff;font-family:var(--font-sans);font-size:.88rem;outline:none;transition:all .2s;width:220px;min-width:0}.cta-input::placeholder{color:#fff6}.cta-input:focus{border-color:#4ade80;background:#ffffff24}.cta-btn{display:inline-flex;align-items:center;gap:7px;background:var(--color-success-600);color:#fff;border:none;padding:.6875rem 1.5rem;border-radius:8px;font-family:var(--font-sans);font-weight:600;font-size:.88rem;cursor:pointer;transition:all .2s;min-height:44px;white-space:nowrap;text-decoration:none}.cta-btn:visited{color:#fff}.cta-btn:hover{background:var(--color-success-500);box-shadow:0 4px 16px #0a7c4e61;color:#fff}.cta-note{font-size:.7rem;color:#ffffff4d;text-align:right}@media(max-width:720px){.cta-block{flex-direction:column;align-items:flex-start;gap:1.25rem;padding:1.5rem 1.375rem}.cta-input{width:100%}.cta-block-form{flex-direction:column;align-items:stretch}.cta-btn{justify-content:center}.cta-note{text-align:center}.cs-grid{grid-template-columns:1fr}}.blog-widget{background:#fff;border:1.5px solid var(--color-ink-200);border-radius:12px;overflow:hidden}.blog-widget-head{padding:.8125rem 1.125rem .75rem;border-bottom:1px solid var(--color-ink-200);font-family:var(--font-serif);font-weight:700;font-size:.88rem;color:var(--color-brand-700);display:flex;align-items:center;gap:.4375rem}.blog-widget-head i{color:var(--color-success-500);font-size:1rem}.toc-list{list-style:none;padding:.5rem 0}.toc-item a{display:block;padding:.4375rem 1.125rem;font-size:.82rem;color:var(--color-brand-400);text-decoration:none;transition:all .2s;border-left:2px solid transparent;line-height:1.4}.toc-item a:hover{color:var(--color-brand-700);border-left-color:var(--color-success-500);background:var(--color-ink-150)}.toc-item a.active{color:var(--color-success-500);border-left-color:var(--color-success-500);font-weight:600;background:var(--color-ink-150)}.blog-widget-nl{background:var(--color-brand-700);border-color:var(--color-brand-700)}.blog-widget-nl .blog-widget-head{border-color:#ffffff1a;color:#fff}.blog-widget-nl .blog-widget-head i{color:#4ade80}.nl-body{padding:.875rem 1.125rem 1.125rem}.nl-body p{font-size:.82rem;color:#ffffffa6;line-height:1.6;margin-bottom:.75rem}.nl-input{width:100%;padding:.625rem .875rem;background:#ffffff17;border:1.5px solid rgba(255,255,255,.18);border-radius:8px;color:#fff;font-family:var(--font-sans);font-size:.84rem;outline:none;transition:all .2s;display:block;margin-bottom:.5rem}.nl-input::placeholder{color:#ffffff61}.nl-input:focus{border-color:#4ade80}.nl-btn{width:100%;background:var(--color-success-600);color:#fff;border:none;border-radius:8px;padding:.6875rem;font-family:var(--font-sans);font-weight:600;font-size:.84rem;cursor:pointer;min-height:44px;transition:all .2s;display:flex;align-items:center;justify-content:center;gap:6px}.nl-btn:hover{background:var(--color-success-500);box-shadow:0 4px 14px #0a7c4e61}.nl-note{font-size:.69rem;color:#ffffff47;text-align:center;margin-top:.5rem}.blog-widget-calc{background:var(--color-success-100);border-color:var(--color-success-200)}.blog-widget-calc .blog-widget-head{border-color:var(--color-success-200)}.cw-body{padding:.875rem 1.125rem 1.125rem}.cw-body p{font-size:.82rem;color:var(--color-brand-500);line-height:1.6;margin-bottom:.75rem}.cw-btn{display:flex;align-items:center;justify-content:center;gap:7px;width:100%;background:var(--color-success-600);color:#fff;border:none;border-radius:8px;padding:.6875rem;font-family:var(--font-sans);font-weight:600;font-size:.84rem;cursor:pointer;text-decoration:none;min-height:44px;transition:all .2s}.cw-btn:visited{color:#fff}.cw-btn:hover{background:var(--color-success-500);box-shadow:0 4px 14px #0a7c4e61;color:#fff}.faq-detail{border-bottom:1px solid var(--color-ink-200)}.faq-detail:first-of-type{border-top:1px solid var(--color-ink-200)}.faq-summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1.0625rem 4px;font-family:var(--font-serif);font-weight:700;font-size:.95rem;color:var(--color-brand-700);transition:color .2s;user-select:none}.faq-summary::-webkit-details-marker{display:none}.faq-summary:hover{color:var(--color-success-500)}.faq-summary:focus-visible{outline:2px solid var(--color-success-500);outline-offset:2px;border-radius:4px}.faq-indicator{width:26px;height:26px;border-radius:50%;flex-shrink:0;border:1.5px solid var(--color-ink-200);display:flex;align-items:center;justify-content:center;color:var(--color-brand-400);font-size:1.1rem;font-weight:400;font-family:var(--font-sans);line-height:1;transition:all .3s}.faq-detail[open] .faq-indicator{background:var(--color-brand-700);border-color:var(--color-brand-700);color:#fff;transform:rotate(45deg)}.faq-body{font-size:.9rem;color:var(--color-brand-400);line-height:1.75;padding:0 4px 1rem}.disclaimer{font-size:.82rem;color:var(--color-brand-400);line-height:1.6;margin-top:2rem}